Craig Hartranft understands the inherent value of a
team. That's why he's assembled one of the leading forces in Lancaster real
estate. Each member of his staff reflects Craig's personal emphasis on customer
service and is dedicated to helping you receive the results you're after. With
Buyer Specialists, an Administrative Assistant, and a Listing and Contract
Coordinator by his side, he can offer clients extremely comprehensive and
efficient service. Together, this staff of qualified professionals adds up to
success whether you're buying a new home or selling your current
one.
Eric Muench,
Listing Manager
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Eric, a Lancaster County native, previews
all properties, assists Craig with marketing strategies for our listings,
maintains weekly contact with our sellers, and acts as a liaison between the
seller and cooperative agent, making sure that all final details lead to a
smooth, hassle-free settlement. |
Jim McPhail,
Buyer Specialist
|
Jim McPhail is a licensed Realtor and
an Accredited Buyer Representative, with extensive experience in residential
real estate and financing. He has the superb capability to precisely match his
client's needs with Craig's inventory of homes. |
Kim McPhail,
Buyer Specialist
|
As a licensed real estate professional
born and raised in Lancaster County, Kim offers an excellent understanding of
our market place. Kim specializes in the showing process, making sure clients
have all the information available to aid them in making good
decisions. |
Cindy
Hambleton, Contract Manager
|
Cindy has worked with our team for many
years, beginning as our receptionist, and has moved on to the position of
Contract Manager. She monitors contract deadlines, orders title insurance,
and works closely with all of the real estate agents on the team to make sure
the closing of all transactions goes smoothly! |
Suzanne Reidinger,
Receptionist
|
Home grown in Lancaster County,
Suzanne has a great love for the Pennsylvania Dutch country. Suzanne's
first career was in cosmetology and she now has 15 years experience in the real
estate profession. Client service has always been very paramount to
Suzanne’s professional focus. Each call she handles as receptionist for
the team receives individual care. Suzanne and her husband enjoy weekends in
the Pennsylvania mountains. Suzanne also likes knitting, reading, current
events, and she loves her two furry kids- two mini dachshunds! |
Danielle
McPhail,
Assistant
|
Danielle has been working with the team in
various administrative positions since 2002. Currently, Danielle is
assisting for the whole team doing a wide variety of administrative duties and
helping out wherever needed. |
Keith Shaub
|
Behind any successful professional, you
will always find a strong, focused individual who does whatever is required to
help their clients reach their goals. Keith Shaub is no exception. Keith
began his real estate career in the mortgage industry; helping new home buyers
and seasoned investors obtain their home ownership goals. A strong background
in financing enables him to thoroughly explain the process which allows a
prospective buyer or seller to make informed decisions. An avid golfer,
snowboarder, and active community member, Keith makes his home in
Lititz. |
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First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
Who received the largest land grant ever given to an English subject for only two beaver skins per year?
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| A |
William Penn, the Quaker leader, received Pennsylvania and Delaware to settle a debt owed his father by King Charles II. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERTS™ 
