Lancaster County, Manheim Township and Hempfield Township real estate and homes for sale in Pennsylvania - The Craig Hartranft Team, REALTORS® The Craig Hartranft Team REALTORS(r) for Lancaster County, Manheim Township and Hempfield Township, Pennsylvania real estate - NUMBER1EXPERTS™ The Craig Hartranft Team NUMBER1EXPERTS(tm) for Lancaster County, Manheim Township and Hempfield Township, Pennsylvania real estate
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The Craig Hartranft Team, REALTORŪ, real estate agents and broker for Lancaster County, Manheim Township and Hempfield Township Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

List your home with us: If it doesn't sell within 90 days, I'll buy it myself!*
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*Certain conditions may apply

All agents are NOT alike! Find out why we are top real estate experts. Call us: 800-320-5952.



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International Homes: Lancaster County, Manheim Township and Hempfield Township Pennsylvania home buying, real estate listings, and homes for sale in Lancaster County, PA
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Immobel.com

Immobel.com

Land.net

Land.net

propertyfinder.co.uk

PropertyFinder.co.uk

Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You! 

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request our free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to us through our professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

When you click on any link above, you'll see your chosen site, along with a form at the bottom of your screen. Use this form to request our quick Status Report on any homes or other real estate that interests you. It's free and without obligation. 

Remember: As top Lancaster County, Manheim Township and Hempfield Township area REALTORSŪ, it's our job to know more about a property than any web site. Make sure you have the most current information! 



Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Lenders in 14 states--California, New York, Oregon, Utah, Vermont and Wisconsin and 9 others--have what in common?

A 
Lender in these states must pay interest on funds held in escrow accounts.
See More Real Estate Trivia >



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The Craig Hartranft Team, REALTORŪ, real estate agents and broker for Lancaster County, Manheim Township and Hempfield Township Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

The Craig Hartranft Team
Prudential Homesale Services Group

150 North Point Blvd
Lancaster, PA. 17601
Toll Free: 800-320-5952
Direct: 717-560-5051
Fax: 717-560-9740
Email : CraigH@Realtor.com

"Craig's Team" of experienced real estate professionals is committed to providing each client with the best service in customer satisfaction. With six full time professionals, Craig Hartranft's Team will see you through every step of the real estate process. If you are looking for dedication, experience and trust, then give us a call.

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